How To Avoid Being Scammed Online
Posted: Sunday, September 20, 2009
by David Maillie
M.D. Wholesale
With the advent of the Internet we are seeing scams rise and proliferate faster than the increase in healthcare costs. From identity theft scams to scams that just exists to take your money they are everywhere and the odds are you'll be contacted by at least one every day in your e-mailor some other method or fashion ( according to the FBI and numerous police agencies the amount of scams out there averages one per person right now). So how is one to avoid being taken in by all these scams? First, when you are looking through your e-mails if you see something that doesn't look right it probably is a scam. This is the most prevalent area scammers and fraudsters hit his e-mail. This is because they know it's a numbers game and the more people they contact with their scam or fraud for more victims they will find. So by using e-mail they can easily go and communicate with millions of people and find thousands of victims. So the number one way to stop scams is to delete out and spam marked anything that looks like spam.
If you get an e-mail from a bank or stock trading company that looks legitimate look at the link that they send you it looked at the web address. Does it say HTTP or HTTPS. The real bank login or stock trading login will be HTTPS which is a secure website. Fraudsters are good at making their own versions look exactly like the original bank website but they cannot do the conversion of an HTTP to an HTTPS secure website. So this should himself be a dead giveaway. Also if you see the website like your bank asking you for something through an e-mail Microsoft security number, account numbers, etc. no bank will do this.
Another way to avoid being defrauded were scammed is to stick with good solid websites like Amazon.com. Amazon.com is big on customer service and satisfaction and has a very very good track record with customers. Ebay on the other hand, has a very high fraud or scam incidence ( per the FBI eBay fraud can be as high as 50% of all transactions that means basically one out of every two transactions done through eBay has some sort of fraud involved in it).
Another place to be very wary of is Craigslist. Craigslist is very high with spam and scam content on there. Basically if a business lists and add and they are not local to you craigslist themselves will tell you that that is 100% scam. Only do business with people with a local phone number and are local to you. While were at it another place full of stamps is Twitter. Nine out of every 10 posts on twitter ( or tweets as users on twitter for them as) is a spam message with a link to a scam website or similar. Just login to twitter and look at the messages you receive under your own user profile. Depending on who you add his followers every message could be spam and scams.
Basically, to avoid scams you must use your due diligence in checking the facts - especially before you everdecide to purchase or provide critical financial information like your social security number, bank account numbers, etc. if something sounds too good to be true, especially if it's in an e-mail, it almost always is so be sure to use an e-mail provider like Yahoo mail that has good anti-spam and anti-scam properties. And one more hint of advice if it is in an infomercial featured late at night unless it's a physical product that you're purchasing it is most likely a scam. Case in point, be very careful of infomercials selling real estate investment advice and or seminars as 99.99% of the self-proclaimed real estate gurus are complete scams and make all their money or most of it off of their seminars and not off of real estate as they claim to.
So use your head, delete emails that are either spammy or scammy in nature, get a good e-mail provider that has plenty of anti-spam and anti-scam features, and don't fall for claims of instant wealth and other similar claims which are almost always associated with a scam of some sort. Do your due diligence and check into these things and be sure and use a good website for online purchase like Amazon (as your risk of being scammed is far lower than that of using a website like eBay or craigslist).
For more great How to articles and more on every topic under the sun please visit - The How To blog - Bestbraindrain.com!
You can also check out this page where we exposed one of the biggest scams in the US - Foreclosuresdaily - is it a scam?
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